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法 律 介 绍

   保险法(Insurance Law是调整保险活动中保险人与投保人、被保险人以及受益人之间的法律关系的重要民商事法律,是国家对保险企业、保险市场实施监督管理的法律。西方国家把保险法分为广义和狭义两种。狭义的保险法是指保险企业法和保险合同法等私法类法规;广义的保险法是以保险关系为调整对象的各种法律规范的总和,除包括狭义保险法外,还包括国家对保险事业管理监督法规和社会保险、劳动保险等公法法规。在保险法的编制,美国采取的是单行法规。

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